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First premier4/30/2023 ![]() PREMIER Bankcard cards are designed specifically for those with low credit scores. This will ensure your application has been entered into the bank’s system.” The site instructs applicants to, “Please wait at least 48 hours from the day you completed your application. Unfortunately, you won’t be able to call for a status update until your application has been processed in PREMIER Bankcard’s system. PREMIER Bankcard’s customer care representatives are available from 7 a.m. This is accomplished by calling the customer service line during business hours: ![]() If you’re impatient for information or have yet to hear from PREMIER Bankcard despite the time frame passing, you can contact them by phone for an update about your application. This is because of the time required for a human to review your application, as well as the time it takes for the letter to reach you. Keep in mind that it can take anywhere from seven to 10 business days to receive your correspondence from PREMIER Bankcard. The letter will be sent to the address you provide when you originally apply. Whatever the reason the application process couldn’t be completed online, you should receive an update on your application status from PREMIER Bankcard by mail. You must call customer service to check the status of your application. If you find yourself in approval limbo, the good news is that you can contact the bank for an update and easily put an end to the waiting.īelow, we detail how to get in touch with PREMIER Bankcard - and in the event that your application is denied - we offer some alternative card options. Few guarantees exist in the world of credit cards.Īnd it gets even worse if you get the dreaded “pending” decision that indicates the algorithm can’t make a decision about your application. While you can improve your approval chances by applying for an easy-to-get credit card from an issuer that specializes in subprime credit products, such as PREMIER Bankcard, that anxiety is hardly eliminated. But when you’re dealing with poor credit, that 60 seconds can feel like 60 minutes as you wait to see whether you’ll be approved. With advanced algorithms hard at work behind the scenes of every bank and credit card issuer, the average credit card application takes only about 60 seconds to get a decision.
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